Chime Financial Valuation
| CHYM Stock | 20.59 0.94 4.78% |
At this time, the firm appears to be overvalued. Chime Financial Class shows a prevailing Real Value of USD18.26 per share. The current price of the firm is USD20.59. Our model approximates the value of Chime Financial Class from analyzing the firm fundamentals such as Current Valuation of 4.37 B, shares owned by insiders of 12.06 %, and Profit Margin of (0.02) % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Chime Financial's valuation include:
Overvalued
Today
Please note that Chime Financial's price fluctuation is not too volatile at this time. Calculation of the real value of Chime Financial Class is based on 3 months time horizon. Increasing Chime Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Chime stock is determined by what a typical buyer is willing to pay for full or partial control of Chime Financial Class. Since Chime Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Chime Stock. However, Chime Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 20.59 | Real 18.26 | Hype 20.5 | Naive 20.07 |
The intrinsic value of Chime Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Chime Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Chime Financial Class helps investors to forecast how Chime stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Chime Financial more accurately as focusing exclusively on Chime Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Chime Financial's intrinsic value based on its ongoing forecasts of Chime Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Chime Financial's closest peers.
Chime Financial Cash |
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About Chime Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Chime Financial Class. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Chime Financial Class based exclusively on its fundamental and basic technical indicators. By analyzing Chime Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Chime Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Chime Financial. We calculate exposure to Chime Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Chime Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.7 B | 1.2 B | |
| Pretax Profit Margin | (0.01) | (0.01) | |
| Operating Profit Margin | (0.03) | (0.04) | |
| Net Loss | (0.01) | (0.01) | |
| Gross Profit Margin | 0.79 | 0.66 |
Chime Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Chime Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 364.4 M | |
| Quarterly Earnings Growth Y O Y | -0.204 |
Chime Financial Current Valuation Indicators
Chime Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Chime Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Chime Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Chime Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Chime Financial's worth.When determining whether Chime Financial Class is a strong investment it is important to analyze Chime Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chime Financial's future performance. For an informed investment choice regarding Chime Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Chime Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Will Transaction & Payment Processing Services sector continue expanding? Could Chime diversify its offerings? Factors like these will boost the valuation of Chime Financial. Projected growth potential of Chime fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Chime Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.20) | Earnings Share (2.43) | Revenue Per Share | Quarterly Revenue Growth 0.323 |
The market value of Chime Financial Class is measured differently than its book value, which is the value of Chime that is recorded on the company's balance sheet. Investors also form their own opinion of Chime Financial's value that differs from its market value or its book value, called intrinsic value, which is Chime Financial's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Chime Financial's market value can be influenced by many factors that don't directly affect Chime Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Chime Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Chime Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Chime Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.